Sunday, 18 September 2016

If Tomorrow Is The End Of The World


 We should be thinking of happy scenarios. Life is short. However, without the "dark side", we may not treasure the "bright side". Let us have a short imagination here. What if tomorrow is the end of the world?

Saturday, 10 September 2016

How Doing House Chores Can Give You Health, Wealth, Time and Enjoyment

House Chores? Seriously? This is 1 of the ultimate personal financial tips that Frugal Daddy is giving? Yes, this works like magic. If you coupled this lifestyle concepts with minimalism and frugality, you are not very far off from the most exciting lifestyle that you wanted to have.

Let me explains. This can only happened without maid, parents, nanny or any external help (part time helper).

Monday, 8 August 2016

First-World Mouse and Third-World Mouse

My friend, Mr Lim, like to describe himself as the church mouse. So today, I decided to share a story about mouses. This story may not be new to you, given that it is one of Aesop's Fables (here)

Saturday, 6 August 2016

My Thinking on CPF Life

I have never considered CPF as part of my retirement fund when I made financial planning. Why? The policy is always changing and there is nothing much I can do about it. However, it is still good to keep up with CPF matters as it is still our money?

Sunday, 31 July 2016

Wastage In Your Life

Most of us, including myself, have plenty of wastage throughout our lifetime. What do I mean by wastage? For example, you bought that 10 sets of chopsticks in a bundle sale. However, you know clearly in your heart that your family members can only use 4 sets of them. Yes, you may argue that you can replace the extra sets of chopsticks when the existing ones are spoilt. Seriously, how long do you think it will take your chopsticks to spoil?

Wednesday, 13 July 2016

Passive Income is a Myth

Many so-called passive incomes are not entirely passive. If you happen to see how most people invest, you will know where I am coming from. Most of them are not guaranteed returns and we shouldn't expect to receive it on a regular basis, nor the capital preservation. Here is the definition of Passive Income by Wikipedia: Passive income is an income received on a regular basis, with little effort required to maintain it.

Sunday, 26 June 2016

Time is Running Out

Everyday, I live my life as if it is the last. Think about it, it is really the last, one and only life. For those who think you will be "revived or reincarnated" after passing, I respect that but let us not go into the religion aspects here.